Terms of Service


These are the terms and conditions governing your access to and use of the website EMunshe.com and its related sub-domains, mobile applications, sites, services and tools (Henceforth, called EMunshe.com or ‘Site’ will also refer to the above). By accepting these terms and conditions (including the linked information herein), and by using the Site, you represent that you agree to comply with these terms and conditions. This User Agreement is effective upon acceptance. If you do not agree to be bound by this User Agreement please do not access, register with or use this Site.

Before you may become or continue as a member of the Site, you must read, agree with and accept this User Agreement and EMunshe.com Policy (the “Privacy Policy”). You should read this User Agreement and the Privacy Policy and access and read all further linked information, if any, referred to in this User Agreement, as such information contains further terms and conditions that apply to you as a user of EMunshe.com. Such linked information including but not limited to the Privacy Policy is hereby incorporated by reference into this User Agreement.

If you find an EMunshe.com page that you believe violates our terms of use, please get in touch with us through any of the ways listed at eMunshe@gmail.com

 

User Agreement


The term of this Agreement shall continue and would be in force till the time you access this Application & its services and you agree that you are bound by the terms as mentioned herein. Nothing in these Terms of Service should be construed to confer any rights on you or any third party beneficiaries.

 

Eligibility


To be eligible for using our Service you must be an individual who is 18 years of age or older and capable of entering into a legally binding contract in the country of your domicile, or be a legal entity competent to contract. By using the service, you represent and warrant that you are 18 years or older and that you have the capacity to understand, agree to and comply with these Terms of Service, including the ability to contract on behalf of your organization.

 

Changes to Terms and Conditions


We reserve the right to add to or change/modify the terms of this Agreement including but not limited to suspend/cancel, or discontinue any or all service at any time without notice, make modifications and alterations in any or all of the content, products and services contained on the Application without prior notice. You are responsible for regularly reviewing these Terms of Service so that you will be apprised of any changes. You will be deemed to have accepted such change/s if you continue to access the Application subsequent to such changes.

 

Information Collected


EMunshe.com will only collect, store, use, and share your personal information (including email address) as it is defined by our Privacy Policy and as regulated by Indian laws.

 

Privacy Policy


The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of eMunshe.com You further consent that the terms and contents of such Privacy Policy are acceptable to you. It is our policy to respect your privacy regarding any information we may collect from you within the framework of our privacy policy.

 

Appropriate access & conduct of user and content


You may not use the EMunshe.com service for any illegal or unauthorized purpose. International users agree to comply with all Indian laws & regulations, including laws regulating the export of data from the United States or your country of residence. You are solely responsible for your conduct and any data, text, information, graphics, that you submit, & post on to EMunshe.com service.

Other examples of illegal or unauthorized uses include, but are not limited to:

  Modifying, adapting, translating, or reverse engineering any portion of the service.

  Removing any copyright, trademark or other proprietary rights notices contained in or on the service.

  Using any robot, spider, Application search/retrieval application, or other device to retrieve or index any portion.

  Creating user accounts by automated means or under false or fraudulent pretenses.

  Creating or transmitting unwanted electronic communications such as “spam,” or chain letters to or otherwise interfering with other user’s enjoyment of the service by blocking.

  Submitting data of any third party without such third party’s prior written consent.

  Submitting data of any third party without such third party’s prior written consent.

  Submitting Materials that infringe misappropriate or violate the intellectual property, publicity, privacy or other proprietary rights of any party.

  Transmitting any viruses, worms, defects, Trojan horses or other items of a destructive nature.

  Submitting false or misleading information.

  Violating any laws, regulations or code of conduct, which are in force.

While EMunshe.com prohibits such conduct on its Application, you understand and agree that you nonetheless may be exposed to such misuse or blocking by other users and that you use the service at your own risk.

Without the specific approval from eMunshe.com, you shall not, directly or indirectly, pass on any material provided by eMunshe.com, whether or not through this application, to other organizations or individuals outside your organization. You also agree not to share your access details (login and password) with any other person within or outside the organization.

 

Copyright Trademarks and Intellectual Property rights


Unless otherwise stated, copyright and all intellectual property rights in all material presented on the Application (including but not limited to text, audio, video or graphical images), trademarks and logos appearing on this Application are the property of EMunshe.com its parent, affiliates and associates and are protected under applicable laws. Any infringement shall be vigorously defended and pursued to the fullest extent permitted by law.

 

Copyright Infringement


As EMunshe.coma sks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to EMunshe.com violates your copyright, you are encouraged to notify us. We will respond to all such notices, which may include as required or appropriate removing the infringing material or disabling all links to the infringing material. In case any user infringes the copyrights or other intellectual property rights of EMunshe.com or others, EMunshe.com may, in its discretion, terminate or deny access to and use of the site. In the case of such termination, EMunshe.com will have no obligation to provide a refund of any amounts previously paid to eMunshe.com

 

Limited Permission to Copy


You are permitted to print or download extracts from these pages for your personal or organization’s internal use only. Any copies of these pages saved to disk or to any other storage medium may only be used for subsequent viewing purposes or to print extracts for personal or organization’s use internally. You may not (whether directly or through the use of any software program) create a database in electronic or structured manual form by regularly or systematically downloading and storing all or any part of the pages from this Application unless specifically for internal use of the organization. You shall not disseminate any extract from information provided by the Application to any third parties or affiliates or partners without EMunshe.com prior permission.

 

Rights of eMunshe.com


EMunshe.com reserves its right to restrict you from using the services without any prior notice for any violation of the Terms of Use. By submitting or furnishing any information, data or details on or through the application/services, you automatically grant to us non-exclusive, permission & irrevocable right to hold & store your, such personal information, data or details and related information. Our use of your personal information is governed by our Privacy Policy.

EMunshe.com shall also be allowed to use your organization name and logo in promotional material, including on its website.

 

Refund Policy


EMunshe.com does not entertain any request or demand for refund fees paid towards subscription for the services. The fees paid towards the subscription shall not be refunded unless such claim arises due the breach in any terms of services by eMunshe.com.

 

Cookies


To personalize your experience on our website/Application, we may assign your computer browser a unique random number called a cookie. “Cookies” enhance website/application performance in important ways like personalizing your experience, or making your visit more convenient. EMunshe.com or its affiliates or vendors may use this data to analyze trends and statistics and keep track of the domains from which people visit and also measure visitor activity on website/application, but in doing so EMunshe.com shall keep the information anonymous. If you do not want your transaction details used in this manner, you can either disable your cookies or opt-out at the download or request page.

 

Indemnification


You agree to defend, indemnify, and hold harmless EMunshe.com and/or its associate entities, their officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the web site/application material or your breach of these Terms and Conditions of Web site/application use.

 

Disclaimer of Warranties and Liability


All the contents of this Application are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of the Application is/are the personal opinion of such experts/consultants/persons and are not subscribed to by this Application. EMunshe.com does not guarantee the accuracy, completeness or timeliness of the data. The information from or through this Application is provided on “AS IS” basis, and all warranties, expressed or implied of any kind, regarding any matter pertaining to any goods, service or channel, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed and excluded.

EMunshe.com, its directors, employees, agents, representatives and the authors and its parent, affiliates and associates shall not be liable, at any time for damages (including, without limitation, damages for loss of business projects, or loss of profits) arising in contract, tort or otherwise from the use of or inability to use the Application, or any of its contents, or from any act or omissions as a result of using the Application or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the Application. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation. EMunshe.com, its directors, employees, agents, representatives disclaim all any all direct, indirect, special, consequential damages, loss arising from use the services provided by eMunshe.com.

Certain links on the Application lead to resources located on servers maintained by third parties and are external to EMunshe.com. You agree and understand that by visiting such Applications you are beyond the EMunshe.com web Application. eMunshe.com, therefore, neither endorses nor offers any judgment or warranty and accepts no responsibility or liability for the authenticity/availability of any of the goods/services/or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visit and/or transaction/s on these Applications.

 

Termination


EMunshe.com may terminate your access to all or any part of the site at any time, with or without cause, with or without notice. If you wish to terminate this Agreement or your EMunshe.com account (if you have one), you may simply discontinue using EMunshe.com. In addition, EMunshe.com can terminate the service immediately as part of a general shut down of our service. All provisions of this Agreement, which by their nature shall survive termination, including, without limitation, ownership provisions, intellectual property rights, warranty disclaimers, indemnity and limitations of liability. If you or EMunshe.com terminates your use of the site, EMunshe.com may delete any content or other materials relating to your use of the Site, its related sub-domains, mobile applications, sites, services and tools and EMunshe.com  will have no liability to you or any third party for doing so.

 

Limitation of Liability


In no event will EMunshe.com, its directors, officers, employees or agents be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement of substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the amounts paid by you to EMunshe.com under this agreement in respect of the order under dispute or the amount paid to EMunshe.com in respect of the usage for past 6 months whichever is lower. EMunshe.com shall have no liability for any failure or delay due to matters beyond our reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.


General Representation and Warranty


You represent and warrant that your use of the site will be in strict accordance with the EMunshe.com Privacy Policy, with this Agreement and with all applicable laws and regulations.

 

Usage Conduct


You shall solely be responsible for maintaining the necessary computer equipments and Internet connections that may be required to access use and transact on EMunshe.com.

You are also under an obligation to use EMunshe.com for reasonable and lawful purposes only, and shall not indulge in any activity that is not envisaged through EMunshe.com.

 

Electronic Communication


You agree that we may communicate with you by email or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. EMunshe.com requires your agreement during the registration process to send you promotional emails to let you know about any new changes, features or promotional activities added to the Site. If, at any time, you decide that you do not wish to receive promotional emails, you can opt out of receiving such promotional emails by clicking on the link at the bottom of any promotional email.

 

Force Majeure


EMunshe.com shall have no liability to you for any interruption or delay in access to the Application irrespective of the cause. Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of EMunshe.com obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disaster, act of God, labor controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall EMunshe.com be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of your information and or data received and or stored or any of our service/s.

 

Governing Law


The Agreement shall be governed by the Laws of India. The Courts of law at Bangalore shall have exclusive jurisdiction over any disputes arising under this agreement.

 

Entire Agreement


These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.

There are risks associated with utilizing internet and short messaging system (chat) based information and research dissemination services. Users/subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the email/messages are delivered in time to the user/subscribers, the delivery of these email/messages to the customer’s email inbox or message center is the responsibility of the email/messenger’s service provider Network. Email/messages may be delayed and/or not delivered to the user/subscriber’s inbox or chat box on certain days, owing to technical reasons that can only be addressed by the service provider, and EMunshe.com Limited who owns EMunshe.com and group companies associated with it and/or its employees cannot be held responsible for the same.

EMunshe.com hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Bangalore in India. If you don’t agree with any of our terms and conditions and disclaimers please do not read the material on any of our pages. EMunshe.com shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our Application and these disclaimers, terms, and conditions at any time.

 

Report Abuse


If you come across any abuse or violation of these Terms, please report to eMunshe@gmil.com

I HAVE CAREFULLY READ AND UNDERSTOOD THE TERMS AND CONDITIONS MENTIONED HEREINABOVE AND HEREBY CONFIRM MY ACCEPTANCE TO THE SAME. I SHALL ADHERE TO ALL THE TERMS AND CONDITIONS MENTIONED IN THIS TERMS OF SERVICE.

 

PRIVACY POLICY


We value the trust you place in eMunshe.com. That’s why we insist upon the highest standards for secure transactions and customer information privacy. Your privacy is extremely important to us. We won’t ask you for personal information unless we truly need it.

  1. Our privacy policy describes the ways in which we collect, store, use and protect your personal information and it is important for you to review this privacy policy. By “personal information” we mean information that can be associated with a specific person and can be used to identify that person.
  2. We do not consider anonymized information to constitute personal information, as it cannot be used to identify a specific person. We collect personal information from you when you use EMunshe.com services and/or its related sub-domains, mobile applications, sites, services and tools (Henceforth, called EMunshe.com or ‘Site’ will also refer to the above)or when you telephone or email our customer support team.

By providing us with your personal information you expressly consent to us processing your personal information in accordance with the terms of our privacy policy.

Changes to our Privacy Policy


From time to time we may revise this Privacy Policy. If we make changes to this Privacy Policy, including a material change in the way we use your personal information, it will be deemed to be notified to and read and agreed by you on your using the website and/or related services once we post the same on our website. Your continued usage will constitute express consent to us continuing to process your personal information in accordance with the terms of our revised policy.

Our privacy policy covers the following topics:

  1. Gathering of your personal information
  2. Aggregated Statistics
  3. Use of Personal Information
  4. Links to other websites
  5. Cookies
  6. Advertisements on eMunshe.com
  7. Protecting your personal information
  8. Questions

Gathering of your personal information


From time to time we may revise this Privacy Policy. If we make changes to this Privacy Policy, including a material change in the way we use your personal information, it will be deemed to be notified to and read and agreed by you on your using the website and/or related services once we post the same on our website. Your continued usage will constitute express consent to us continuing to process your personal information in accordance with the terms of our revised policy.

  1. We collect personally identifiable information such as your name, physical address, email address, telephone number, date of birth and/or other similar information when you register with our website or mobile application. While you can browse some sections of our website/mobile application without being a registered member, certain activities (placing an order, etc) do require registration.

    Additionally, in order for us to verify your identity, sometimes we may need to request from you valid proof of identification (e.g. in the form of a copy of your
    passport, PAN, Aadhar card, driving licence, national ID card or similar document).
  2. The collected financial information will be used for fulfillment of your orders and collection of payment.
  3. Information on your transactional activities within the website/mobile application will be collected and stored and used solely in relation to the transactions undertaken on the website/application.
  4. Please note that we may use your Internet protocol (or IP) address (which is a unique number assigned to your computer server or your Internet service provider (or ISP)) to analyze user trends and improve the administration of the Site.
  5. We may also collect information about your computer (for example, browser type) and navigation information (for example, the pages you visit on the Site) along with the times that you access the Site.
  6. We may also collect feedback ratings and other comments relating to your use of the Site.
  7. Finally, we may collect additional information from or about you in other ways not specifically described here.

It is your responsibility to keep the personal information provided by you to us on registration up-to-date. Visitors can always refuse to supply personally identifying information within the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics


EMunshe.com may collect statistics about the behaviour of visitors to its Site. For instance, EMunshe.com may monitor the most popular products/services on the website. EMunshe.com may display this information publicly or provide it to others. Where such personal information is aggregated, it shall be anonymized.

Use of Personal Information

  1. We only use your personal information to provide services and customer support to you; to measure and improve our services to you; to prevent illegal activities and implement our user agreement with you (“User Agreement”); troubleshoot problems; collect fees; provide you with promotional emails and verify information you give us with third parties. We may disclose your personal information to those of our employees, contractors, and affiliated organizations that need to know the information in order to process it on our behalf or to provide services available at our website/mobile application and that have agreed not to disclose it to others. Some of these employees, contractors, and affiliated organizations may be located outside of your home country. By using our website/mobile application, you consent to the transfer of such information to them.
  2. Though we make every effort to preserve your privacy, we may need to disclose your personal information to law enforcement agencies, government agencies or other third parties where we are compelled so to do by court order or similar legal procedure; where we are required to disclose your personal information to comply with law; where we are cooperating with an ongoing law enforcement investigation or where we have a good faith belief that our disclosure of your personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate a possible violation of our User Agreement.
  3. EMunshe.com and its affiliates will share some or all of your personal information with another business entity should we (or our assets) plan to merge with, or be acquired by that business entity. Should such a transaction occur then the other business entity (or the new combined entity) will be required to follow this privacy policy with respect to your personal information.
  4. We may share your personal information with our other group companies or affiliates so as to provide joint content and services to you, to help detect illegal acts and/or the violations of our policies.
  5. Additionally, information relating to items you are buying or selling be displayed on the Site. This information can include details of your user ID, feedback ratings and associated comments relating to your use of the Site. Otherwise, we will only disclose your personal information to a third party with your express permission.
  6. We do not sell or rent any of your personal information to third parties in the normal course of doing business and will only share your personal information with third parties in accordance with this privacy policy.
  7. By registering on the Site, you give us your express consent to receive promotional emails about our services and emails announcing changes to, and new features on, the Site. If, at any time, you decide that you do not wish to receive any such emails, you can opt out of receiving such emails.
  8. Additionally, we do use comments made by you about the Site for marketing purposes and by making such comments you expressly consent to our using such comments for marketing purposes.

Links to other websites

Our site links to other websites that may collect personally identifiable information about you. EMunshe.com is not responsible for the privacy practices or the content of those linked websites.

Cookies

  1. Like many websites, the Site uses ‘cookie’ technology (small computer files placed on your computer’s hard drive). When you go to particular website pages on the Site, the cookie identifies your browser with a unique, random number.
  2. The cookies we use do not reveal any personal information about you. Cookies help us improve your experience of the Site and also help us understand which parts of the Site are most popular. You are always free to decline our cookies if your browser permits, although doing so may interfere with your use of the Site.
  3. The above privacy policy relating to cookies covers the use of cookies by EMunshe.com and does not cover the use of cookies by any advertisers on our website.

Protecting your personal information


We hold your personal information on secure servers. By providing us with personal information, you consent to the transfer of your personal information to, and its storage on, our secure servers. We take every precaution to safeguard all your personal information from unauthorized access, use or disclosure. However, the Internet is not a secure medium and we cannot guarantee the privacy of your personal information.

You must enter your username and password each time you want to access your account or make transactions on the Site.

Choose your password carefully using unique numbers, letters and special characters. Never share your username and password with anyone.

If you are concerned that your username or password has been compromised, please contact our customer support team immediately and ensure you change your password by logging onto the User settings section of the Site.

Questions
Questions regarding protection of your personal information can be directed to eMunshe@gmail.com

DISCLAIMER POLICY

News / Blogs


The Learning Centre / Blog section of the Web Site may contain news and other articles that have been sourced from newspapers, magazines etc.. The sources of all such articles have been named and clearly indicated in appropriate places. Except for rights that have been expressly granted to EMunshe.com by the respective authors/ publishers of such articles, EMunshe.com does not claim any other rights in such articles, including copyrights and other intellectual property rights. Such articles have been published on the Web Site for information purposes only and EMunshe.com disclaims any and all liability in connection therewith.

 

Trademarks and Service marks


The trademarks, logos, pictures, domain names and service marks (collectively the “Trademarks”) displayed on the Web Site are registered and unregistered Trademarks of EMunshe.com, its clients, its Associates, its Partners and its content providers. No additional rights are granted by implication, estoppel, or otherwise.

The Trademarks should not be used in advertising or publicity pertaining to the Web site, its content, specifications, or software without specific, written prior permission of eMunshe.com. Use of EMunshe.com Trademarks is covered by the EMunshe.com Trademark and Service mark License.

 

EMunshe.com Trademarks and Service marks


The trademarks, logos, domain names and service marks not owned by or on behalf of EMunshe.com and that are displayed on the Web Site are the registered and unregistered marks of their respective owners. No rights are granted by EMunshe.com to use such marks, whether by implication, estoppel, or otherwise.

 

Cookies


To personalize your experience on our website, we may assign your computer browser a unique random number called a cookie. “Cookies” enhance website performance in important ways like personalizing your experience, or making your visit more convenient. EMunshe.com or its affiliates or vendors may use this data to analyze trends and statistics and keep track of the domains from which people visit and also measure visitor activity one EMunshe.com web sites, but in doing so EMunshe.com shall keep the information anonymous. If you do not want your transaction details used in this manner, you can either disable your cookies or opt-out at the download or request page.

 

Legal Disclaimers


eMunshe.com has not reviewed any or all of the web sites linked to its Web Site and is not responsible for the content of any off-site pages or any other web sites linked to the Web Site. Please understand that any non EMunshe.com web site is independent from EMunshe.com and has no control over the content on that web site. EMunshe.com In addition, a link to a non – EMunshe.com web site does not mean that EMunshe.com endorses or accepts any responsibility for the content, or the use, of such site. It is the user’s responsibility to take precautions to ensure that whatever is selected is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.

Some information that EMunshe.com publishes on the Web Site may contain references or cross references to EMunshe.com specifications, projects, programs and services that are not announced or available in your country. Such references do not imply that EMunshe.com intends to announce such specifications, projects, programs or services in your country.

The information on the Web Site may contain technical inaccuracies or typographical errors. Any information on the Web Site including contents, terms and conditions may be changed or updated by EMunshe.com without notice. User is bound by such revisions and should therefore periodically visit website to review the then current contents, information, terms and conditions etc.

Limitation on Warranties


ALL MATERIALS ON THE WEB SITE ARE PROVIDED ON “AS IS” BASIS. EMunshe.com MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. AS TO DOCUMENTS AND GRAPHICS PUBLISHED ON THE WEB SITE. EMunshe.com MAKES NO REPRESENTATION OR WARRANTY THAT THE CONTENTS OF SUCH DOCUMENT OR GRAPHICS ARE FREE FROM ERROR OR SUITABLE FOR ANY PURPOSE; NOR THAT IMPLEMENTATION OF SUCH CONTENTS WILL NOT INFRINGE ANY THIRD PARTY PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS.

Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

 

Limitation on Liability


IN NO EVENT SHALL eMunshe.com BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THE WEB SITE, OR ON ANY OTHER HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF EMunshe.com IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You hereby disclaim and waive any rights and claims you may have against EMunshe.com with respect to third party products and services, to the maximum extent permitted by law.

Indemnity
You agree to defend, indemnify, and hold harmless EMunshe.com and/or its associate entities, their officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the web site material or your breach of these Terms and Conditions of Web site use

REFUND AND REPLACEMENT POLICY

Charges

This Site reserves the right to charge subscription and / or membership fees in respect of any part, aspect of this Site & Service/s and/or product/s upon reasonable prior notice. Such notice will be appearing on the site by displaying the new / revised charges for the service/s and/or product/s as offered from time to time with or without modifications & on such display it will be presumed to be read by all users whether registered or not & no further notice would be required. The same will apply for any service/s or products, which are currently being offered without any charges, whenever made chargeable.

Refund policy

EMunshe.com. does not refund any fees paid towards the issuance of a Digital Certificate after the issuance of the Certificate. EMunshe.com. may refuse to issue a Certificate to any person, at its sole discretion, without incurring any liability or responsibility for any loss or expenses arising out of such refusal. Upon a refusal to issue a Certificate, EMunshe.com. will refund to the Certificate Applicant any paid Certificate fees, unless the Certificate Applicant submitted fraudulent or falsified information to the RA or failed to submit documentary evidence in support of the Certificate Application within 15 days of the application. In such a case the fee will not be refunded. Any claim for refund will not be entertained in case of any wrong data entry done by the subscriber which causes no or wrong data entry in certificate. Request for refund of payment made to EMunshe.com must be made within 5 business days of date of payment. Your request for a refund terminates your rights to use the EMunshe.com services and any related warranties. Refund of the fees you paid to EMunshe.com is the maximum relief granted in any event, including but not limited to computation error, printing error, filing error, filing delay, data leakage, security breach, data loss, or non availability of service

Shipping Policy

  1. In case of Courier / Speed Post or any other transport mode :-
    Delivery time cannot be controlled by eMunshe.com
  2. In case you receive damaged courier then before receiving courier either confirm with us or do not receive the courier
  3. In case of Special request or express courier request, extra charges will be paid by client.
  4. In case of Courier outside Delhi, extra charges shall be paid by Client.

Return Policy

  1. No return request shall be entertained once delivered in any case

Certificate Download & Certificate Delivery

A notification is sent to subscriber that the certificate is ready to be downloaded. Along with this notification, an authentication code to download certificate is sent to subscriber. Certificates are made available to subscribers by allowing them to download them from EMunshe.com web site for a period of 15 days and no charge will be levied in case of download failures / errors during this period. Downloading the certificate constitutes by the subscriber?s acceptance of the certificate. As the issuance of certificate is online process, the download of certificate by the subscriber will be construed as delivery of certificate. In case there is a failure during the download process and the certificates are not sent by the CA server, the subscriber will be allowed to download again. In case the subscriber claims that he has not been able to download the certificate though the server has sent it, the subscriber will have to send in a new certificate application request and the old certificate will be revoked. The charges will be at the discretion of EMunshe.com

While downloading your certificate please take care of the following points

  • While requesting for certificate make assure that your browser should be either IE 6.0/Netscape 4 or above.
  • Please remember your Application Identification Number to make correspondence with EMunshe.com.
  • Subscriber should claim for their certificate within 15 days of their enrollment otherwise they may lose it.
  • Please check that your mailbox is having sufficient space so that the mail sent from EMunshe.com will not be bounce because if it bounce than you will lose your certificate forever.
  • EMunshe.com recommends that all subscribers should use hardware cryptographic modules rated at a minimum of FIPS 140-1 level 1 or equivalent
  • Subscriber shall take reasonable measures for the physical protection of his smart card / e-Token to prevent its misuse.
  • For secure mail communication like digitally signing and encryption, the e-mail id against which the certificate is requested should be POP based mail Ids for configuring with mail clients like Outlook Express, Microsoft Outlook etc.

Copyright and Trademarks

Unless otherwise stated, copyright and all intellectual property rights in all material presented on the site (including but not limited to text, audio, video or graphical images), trademarks and logos appearing on this site are the property of EMunshe.com, its parent, affiliates and associates and are protected under applicable Indian laws. Any infringement shall be vigorously defended and pursued to the fullest extent permitted by law.

Disclaimer of Warranties and Liability

All the contents of this Site are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of the Site is/are the personal opinion of such experts/consultants/persons and are not subscribed to by this Site. The information from or through this site is provided on “AS IS” basis, and all warranties, expressed or implied of any kind, regarding any matter pertaining to any goods, service or channel, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed and excluded. EMunshe.com., its directors, employees, agents, representatives and the authors and its parent, affiliates and associates shall not be liable, at any time for damages (including, without limitation, damages for loss of business projects, or loss of profits) arising in contract, tort or otherwise from the use of or inability to use the Site, or any of its contents, or from any act or omissions as a result of using the Site or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the site. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation. Certain links on the Site lead to resources located on servers maintained by third parties over whom EMunshe.com has no control or connection, business or otherwise as these sites are external to EMunshe.com. You agree and understand that by visiting such sites you are beyond the EMunshe.com website. EMunshe.com therefore neither endorses nor offers any judgement or warranty and accepts no responsibility or liability for the authenticity/availability of any of the goods/services/or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visit and/or transaction/s on these sites. Please refer to our Disclaimer

Indian Law

The Agreement shall be governed by the Laws of India. The Courts of law at Delhi shall have exclusive jurisdiction over any disputes arising under this agreement.

Entire Agreement

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. There are risks associated with utilizing internet and short messaging system (chat) based information and research dissemination services. Users/subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the email/messages are delivered in time to the user/subscribers, the delivery of these email/messages to the customer’s email inbox or message center is the responsibility of the email/messenger’s service provider Network. Email/messages may be delayed and/or not delivered to the user/subscriber’s inbox or chat box on certain days, owing to technical reasons that can only be addressed by the service provider, and EMunshe.com. who owns EMunshe.com and group companies associated with it and/or its employees cannot be held responsible for the same. EMunshe.com hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Bangalore in India. If you don’t agree with any of our disclaimers above please do not read the material on any of our pages. This site is specifically for users in the territory of India. Although the access to users outside India is not denied, EMunshe.com shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time. I HAVE CAREFULLY READ AND UNDERSTOOD THE TERMS AND CONDITIONS MENTIONED HEREINABOVE AND HEREBY CONFIRM MY ACCEPTANCE TO THE SAME. I SHALL ADHERE TO ALL THE TERMS AND CONDITIONS MENTIONED IN THIS TERMS OF SERVICE.

SECURITY POLICY

We use globally accepted 128-bit encryption Secured Socket Layer (SSL) technology to protect your data when it is transmitted from your computer to our data servers. This kind of technology is used by banks the world over and offers the highest level of protection against any third-party intrusion. With this, you can be sure that your data is shielded from unauthorized access while in transition.

Access-tech servers are secured to safeguard your data from viruses and unauthorized intrusion attacks with firewalls and are monitored round-the-clock for any denial of service or intrusion attacks. The servers are hosted at our state of the art data centre to ensure the highest level of security.

As a Registered user at Access-tech, you get access to your information only through a unique password, which you create when you register for our service. Since your password is unique to you, only you can get access to your information. We have implemented a stringent security policy to protect your data against unauthorized access and assure you of confidentiality.

The Access-tech application is certified by Paladion, security specialists, to ensure that the application meets stringent security criteria and is resistant to attacks. As part of the certification process the application has been subjected to penetration testing against an exhaustive set of security standards and vulnerabilities.


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